Welcome to a rare, custom-built waterfront bungalow with walkout, set on a private 13-acre estate with over 500 ft of shoreline on exclusive Fermoy Lake, a non-public lake known for its peaceful setting, excellent swimming, and fishing. Surrounded by mature hardwood forest and abundant wildlife, this property offers true privacy and a connection to nature that is increasingly hard to find. Thoughtfully designed with over 3,200 sq ft of living space, this 5-bedroom home blends upscale finishes with practical, low-maintenance living. The sun-filled, south-facing main level features 9'-12' ceilings, expansive windows, and an open-concept layout with a stunning great room, natural stone fireplace, and a chef-inspired kitchen complete with a 10' granite island, farmhouse sink, and premium KitchenAid appliances. Continuous porcelain plank flooring enhances durability and flow. The walkout lower level offers radiant heated floors, bright living spaces, additional bedrooms, a full bath, and flexible space for recreation, work, or guests, plus a reinforced concrete safe room/cold storage. Built with high-performance construction including ICF foundation, spray foam insulation, radiant heating (home & garage), HRV, tankless water heater, and generator-ready systems. Outdoors, enjoy a sandy beach, floating dock, swim raft, lakeside firepit, multiple patios, and professionally landscaped grounds. Includes an oversized heated garage (2020) and a fully insulated Bunkie with Wi-Fi, heat & A/C. A truly one-of-a-kind waterfront lifestyle property.